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Loan Rates

Note: All rates are subject to change without notice at the discretion of the Board of Directors.
Contact a credit union representative for further information about applicable fees and terms.

Loan Type Annual Percentage Rate
New Vehicle: up to 100% Financing As low as 4.90%
Used Vehicles: Based on NADA Trade-In Value As low as 4.90%
Signature / O.E. As low as 8.9%
CD Secured Loans: 3.00% Above Share Dividend Rate
Share Secured Loans: 3.00% Above Share Dividend Rate

Phenix Pride Federal Credit Card Disclosure
Interest Rates and Interest Charges
VISA Platinum
VISA Classic
Annual Percentage Rate for Purchases (APR)
8.9%
16.9%
Annual Percentage Rate for Cash Advances (APR)
8.9%
16.9%
Grace Period for Repayment of the Balance for Purchases
25
25
Method of Computing the Balance
Average Daily Balance Including New Purchases
Fees
Annual Fee
NONE
NONE
Late Fee
up to $25.00
up to $25.00
Over-the-Credit Limit ($10.00 Over Activities Fee)
up to $25.00
up to $25.00
Returned Payment Fee ($1.00 is the Minimum of a Returned Check )
up to $25.00
up to $25.00
Cash Advance Fee
$2.00
$2.00

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1810 Opelika Road
Phenix City, AL 36867
Phone: (334) 291-3000
Email: phenixpridefcu@phenixpridefcu.org

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2014 Copyright© Phenix Pride Federal Credit Union. All Rights Reserved. Federally Insured by NCUA.