Fee Schedule

Effective September 30, 2014
The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.

Share Account Fees
Membership Fee None
Savings Only $3.00 per month if average daily balance is less than $300.00
Account Closing Fee $25.00 if closed within first 90 days
Christmas Club Account Early Withdrawal Fee $5.00 per withdrawal or transfer
Dormant Share Account Fee $5.00 per month until account closes or has activity. Applies to accounts that have been inactive for one year and have a balance of less than $100.00
Certificate of Deposit Early Withdrawal Fee 90 days interest earned or unearned

Other Services & Fees (applicable to all accounts)
Account Research/Reconciliation Fee $10.00 per hour - Minimum fee $10.00
Statement Copy Fee $3.00 per statement
Instant Statement $1.00 printed or verbal
Check Copy Fee $2.00 per check
Verification of Deposit Letter $5.00 per letter
Stop Payment Fee $20.00 first two annually; $32.00 thereafter per draft or series of drafts
Money Order Fee $1.00 per money order
Official Check Fee $1.00 per check
Undeliverable Mail Fee $5.00 per occurrence
Western Union Fee $20.00 per transfer
Wire Transfer - Incoming or Outgoing $20.00 per transfer
International Wire Transfer - Incoming or Outgoing $40.00 per transfer
Paper Statement Fee $2.00 per month
Check Cashing Fee $3.00 per item if no other activity on account
Deposited Item Return Fee $32.00 per item
ATM Fee None
Debit Card Replacement Fee $5.00 per replacement
Priority Card Fee $25.00

Share Draft (Checking) Account Fees
Returned/Paid NSF Fee $32.00 per item
Share Draft Printing Fee Prices may vary depending upon style
Overdraft Transfer Fee $1.00 per transfer

Electronic Funds Transfer Fees
Returned/Paid ACH NSF Fee $32.00 per item
ACH Stop Payment Fee $20.00 first two annually; $32.00 thereafter per draft or series of drafts
ATM Withdrawal NSF Fee $32.00

1810 Opelika Road
Phenix City, AL 36867
Phone: (334) 291-3000
Email: phenixpridefcu@phenixpridefcu.org

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