Applications | Calculators | Fee Schedule

 Share Rates

Regular Shares	0.25% APY 0.25%
Layaway and Christmas Clubs	0.50% APY 0.501%
IRA's	1.00% APY 1.004%
12 Months Certificates of Deposit	Rates Disclosed Weekly
24 Months Certificate of Deposit	Rates Disclosed Weekly

Loan Rates

Loan Type	Annual Percentage Rate (APR)
Share Secured	3.00% Above Share Dividend Rate
CD Secured	3.00% Above Share Dividend Rate
Signature / O.E.	As low as 9.9%
New Vehicle (Up to 84 Months – 100% Financing)	As low as 5.45%
Used Vehicles (Up to 60 Months – Based on NADA Trade-In Value)	As low as 5.45%

Note:  All rates are subject to change without notice at the discretion of the Board of Directors. 

Contact a credit union representative for further information about applicable fees and terms.

VISA Rates

Visa Platinum

Visa Classic

Annual Percentage Rate Rate for Purchases (APR)	8.9%		Annual Percentage Rate Rate for Purchases (APR)	16.9%
Annual Percentage Rate For Cash Advances (APR)	8.9%		Annual Percentage Rate For Cash Advances (APR)	16.9%
Grace Period for Repayment of the Balance for Purchases	25     Days		Grace Period for Repayment of the Balance for Purchases	25     Days
Method of Computing the Balance	Average Daily Balance (Including New Purchases)		Method of Computing the Balance	Average Daily Balance (Including New Purchases)
FEES			FEES
Annual Fee	None		Annual Fee	None
Late Fee	$25.00		Late Fee	$25.00
Overlimit Fee $10.00 over activities fee	$25.00		Overlimit Fee $10.00 over activities fee	$25.00
NSF* * $1.00 is the minimum of a returned check	$30.00		NSF* * $1.00 is the minimum of a returned check	$30.00
Cash Advance Fee	$2.00		Cash Advance Fee	$2.00