Rates | Applications | Calculators

Share Savings Account

This account earns dividends, which are paid quarterly.  The minimum balance of $10.00 should be maintained at all times.  We have other specialized savings accounts also.

Share Draft Checking Account

Compare these features: No minimum balance, no per check charge, and no monthly service charge.  Your only costs are the fees for printing your drafts/checks and fees resulting from insufficient funds.  There is also a $ 1.00 fee for instant statements.

ATM Service

Once you have been approved for an ATM card, you can withdraw cash from your share savings or share draft checking at any Automated Teller Machine on the Cirrus or Pulse Networks.  The cost is $1.00 plus the network charge.

Share Certificates of Deposit

We offer share certificates with competitive dividend rates.  The minimum deposit is $ 500.00.  Dividend payment methods vary depending on the type of certificate you select.

Individual Retirement Accounts (IRA's)

IRA's are still a great way to save for the future.  We offer IRA share savings, both Traditional and Roth, and Educational accounts with competitive rates.  Dividends are paid quarterly.

Loans

Phenix Pride has a wide variety of loans to suit your needs.  All loans are calculated on "simple interest" and payment terms are convenient.  Our loan rates are competitive.  Credit life insurance and credit disability insurance are offered at a small cost to members who choose to purchase it.

Payroll Deduction

The best way to save is through payroll deduction.  You don't miss what you don't see.  Deductions from your paycheck may be distributed to your savings, share draft checking, loans, Christmas Club, and more.  Deductions can also be distributed to another member's account at Phenix Pride.

Direct Deposit

This is a convenient and safe way to deposit your paycheck, retirement check, or social security check into your account.

Other Services

No Fee ATM
Traveler's Checks
Money Orders
Official Checks
Night Depository
Wire Transfer Service
Drive-In Service
Discount Carmike Movie Tickets

The services described above are subject to change periodically and/or be deleted without notice.  Our participation with any enterprise is only an attempt to provide a service to our members and the credit union has no responsibility for transactions between said enterprise and its members.